What you need to know about a motor vehicle accident and acupuncture: PIP and Med Pay
What is PIP?
PIP stands for Personal Injury Protection. It is a type of motor vehicle insurance that provides for medical expenses and lost wages, or can provide a death benefit in fatal incidents. All Florida drivers are required to carry PIP coverage for themselves.
As of January 1st, 2013, massage and acupuncture are no longer covered by PIP.*
(Florida No-Fault Statute 627.736)
What is Med Pay?
Med Pay is an optional coverage. It is designed to cover medical treatment after motor vehicle accident injuries and pays 100% of your out of pocket medical bills up to a certain coverage limit.
All reasonable medical expenses, including acupuncture, will be covered. MedPay is generally available at the coverage levels of $1,000, $2,000, $5,000, $10,000, $25,000, and $50,000.
Common car accident Injuries that can be treated by acupuncture
・Low back/neck injuries
・TBI (traumatic brain injuries)